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Wrongful Death Claims in Rhode Island: Don’t Suffer in Silence

Accidents that result in death are devastating for the person’s family and loved ones. When it occurs because of someone’s negligence, wrongful death claims can be filed against that person, persons, or company. The claim is brought as a civil action, usually by close relatives or will executors. Survivors are compensated for financial and emotional harm, losses, and suffering they’ve endured because of the death.

What You Can Sue for in Rhode Island

  • Burial and funeral costs
  • Hospital and medical expenses incurred before the death
  • Lost wages and loss of earning capacity from the date of the accident until the time of death
  • Pain and suffering
  • Loss of consortium
  • Loss of society and companionship
  • Prospective future income and earnings over the deceased’s life expectancy

Main Causes of Wrongful Death

There are several causes of wrongful death, including:

  • Auto accidents/Truck accidents/Motorcycle accidents. When a driver doesn’t obey the law and causes an accident that results in someone’s death, the negligent driver is held legally responsible. Wrongful death suits recoup a financial settlement to pay for the economic and noneconomic damages sought by a surviving party or parties.
  • Aviation accidents. Thousands of planes in the air each day provide many opportunities for accidents. Commercial flights late to their next stop may skip inspections; pilots may be ill-trained. Failure to adhere to FAA guidelines or knowingly hiring incompetent pilots are subject to the wrongful death of suits if accidents occur. Families of those killed have received settlements in the millions. The basis for suits lies in the airlines, as a negligent party, failure to follow FAA and other guidelines.
  • Medical malpractice. One of the most difficult suits to win is against doctors or medical facilities for malpractice that results in death. Those won normally involve conduct that is found to be blatantly medically unacceptable and provable. The proof relies on expert medical testimony and behavior outside of the medically approved norm. Suits are a tricky business and require an attorney or attorneys well-versed in malpractice courtroom tactics.
  • Defective products. Defective products are everywhere these days. They could be defective from improper manufacturing, poor design, defects from transportation, or malfunctioning safety features. Legally, the manufacturer must keep their products safe from malfunctions that can cause injury or death.
  • Criminal acts. Anger can get the best of anyone. Wrongful death can occur when it goes too far, and someone dies because of a fight or attack.

Accidental deaths can occur anywhere and, in any situation, from accidental poisoning to fatal falls on someone’s property to workplace accidents.

The Calvino Law Associates Promise

Wrongful death suits are legally complex and require the services of an experienced attorney. The legal team at Calvino Law Associates has successfully litigated wrongful death lawsuits and secured thousands of dollars in settlements. If you live in Rhode Island or Southern Massachusetts and have lost a loved one to negligence, we are here to help you recover the compensation you deserve. Call us at (401) 205-3733 or use our online contact form.

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Rhode Island Motorcycle Accident Attorneys: Calvino Law Associates

Motorcycles are fun, but given today’s traffic and drivers’ inconsiderate behavior, negotiating roads can be treacherous. Motorcyclists are hit daily by cars, trucks, and other large vehicles. These accidents never end well. Injuries can be devastating, taking months to heal. Victims are often left with crippling disabilities, unable to lead everyday lives. If you are unfortunate enough to be involved in an accident, you need a lawyer who will fight for you and get you the monetary compensation you deserve.

Your choice of law firm matters—the attorneys at Calvino Law Associates take pride in representing motorcycle accident victims and getting them top-dollar compensation awards. Our award-winning personal injury attorneys recover large settlements for motorcyclists throughout Rhode Island and Southern Massachusetts. Feel free to ask about our previous cases.

You focus on healing; we’ll figure out the rest.

  • Current and future medical bills
  • Rehabilitation and physical therapy
  • Lost wages or lost earning capacity
  • Pain and suffering
  • Mental and emotional anguish
  • Diminished or altered quality of life

The Investigative Process

Accident investigators, a part of our team, research all the accident details through interviews, police reports, and medical documentation. Accident reconstruction combined with expert and onsite witnesses supports an air-tight case difficult for insurance companies to challenge in court.

The Insurance Company Battles

Insurance companies, by nature, are designed to resist payouts. We rarely settle for a penny less in compensation. Calculations for medical bills and other payouts are always realistic, leaving insurance companies with little room for argument. Our attorneys are in touch with plaintiffs throughout the entire litigation process. All final settlement offers are presented to victims and subject to their approval.


Once it’s determined how much your motorcycle accident case is worth, the negotiation process with the insurance company begins. In the interests of full disclosure, negotiations can be settled within a few weeks or months; other times, it may take longer, especially if the case is complicated, and you have suffered catastrophic injuries. In the latter instance, quick acceptance of monetary offerings by insurance companies, no matter how generous, may not always be the best move. Long-term medical rehabilitation bills can run into the thousands and must be calculated into the settlement. A good lawyer will have the documents to prove current and future medical costs.

Wrongful Death

According to the National Highway Traffic Safety Administration, 5,579 motorcyclists in the United States were involved in a fatal traffic accident in 2020. Thanks to the size and weight of other vehicles on the road, especially tractor-trailers, motorcyclists face a greater risk of serious injury and death. They are 29 times more likely to die in a motor vehicle crash and four times more likely to be injured than a car driver or passenger.

By law, a personal representative of the deceased person’s estate can sue for wrongful death in motorcycle accidents. The following damages can be sought by your lawyer:

  • Burial expenses
  • Loss of consortium
  • Loss of future income
  • Pain and suffering

The Calvino Law Associates Promise

The legal team at Calvino Law Associates has successfully represented motorcycle accident victims in some of the most tragic cases. We understand how devastating accidents can be, for the victim and their families. We know how important it is that you receive just insurance company payouts as soon as possible. Given that, we approach negotiations fully prepared with indisputable facts and figures.

If you or someone you know has been injured in a motorcycle accident, we’re here to help. Call us at (401) 205-3733 or use our online contact form. We serve Providence, North Kingstown, and the surrounding areas in Rhode Island.

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Slip and Fall Suits in Rhode Island—Your Legal Options

You’re walking along “minding your own business,” as they say, and just like that, you’re on the ground. Good Samaritans rush over. “Are you okay?” You say yes. But when you get home, you’re feeling all sorts of terrible. The Urgent Care doctor says you’ve broken your wrist, and he advises you to see an orthopedist about a possible shoulder issue. If your accident is a result of negligence on the part of a property owner or business, you may consider suing.

Can You Prove It?

A slip and fall case is a premises liability case that often requires proving negligence, building a case, negotiating a settlement, and sometimes arguing a case at trial. Most lawyers are wary about accepting cases without evidence of negligence. A personal injury attorney will honestly assess your chances of winning based on the information you provide and some research into possible negligence. If injuries are not serious, fail to impact your quality of life, or haven’t resulted in ongoing medical treatment, an attorney may discourage you from suing.

10 Most Common Slip and Fall Accident Injuries

  • Broken Bones 
  • Spinal Cord Injuries
  • Neck Injuries 
  • Concussions
  • Other Forms of TBI 
  • Severe Cuts and Lacerations
  • Knee and Ankle Injuries 
  • Shoulder, Elbow, and Wrist Injuries
  • Facial Injuries
  • Chronic Pain

Reality Check: Suing on Slip and Fall Cases

Things to know concerning slip and fall cases.

  • Most of these cases are settled out of court. However, plaintiffs of successful slip-and-fall lawsuits against property owners and businesses have been known to recover millions of dollars for damages, including hospital bills, physical therapy expenses, and lost wages.
  • Even if you have a particularly inspiring slip-and-fall story, you’ll have a hard time winning your case without the help of a qualified attorney.
  • Most slip-and-fall cases end in settlements. Depending on the nature of the injury and other factors, average settlements tend to range from $15,000 to $75,000.

Pain and Suffering

People tend to associate personal injury lawsuits (including slip and fall cases) with monetary awards for pain and suffering. Pain and suffering awards are difficult to calculate and are more often than not reliant on the sympathy of a jury. Physical pain and emotional trauma are included in cases where serious injury is sustained. As many personal injury attorneys will tell you, the extent of pain and suffering can be difficult to prove. Even if your case is valid and can prove negligence, the pain and suffering aspect, unless severe, will not enhance your final settlement.

Fatal Slip and Fall Cases

Fatal slip-and-fall accidents, of course, lead to higher settlements. Some of these cases settle for over $200,000, and some for over $1,000,000.00. These cases are not filed as slip-and-fall lawsuits but as wrongful death claims, which by their severity, require large payouts.

The Calvino Law Associates Promise

The legal team at Calvino Law Associates is noted in Rhode Island and Southern Massachusetts for the successful prosecution of slip and fall lawsuits. Our experienced attorneys know the right questions to ask and provide an honest assessment of your chances of winning.

Have you fallen, and are your injuries a result of negligence? Call us at (401) 205-3733 or use our online contact form. We serve Providence, North Kingstown, and the surrounding areas in Rhode Island.

Get the legal ball rolling toward getting you the money you deserve, the money to which you are legally entitled. FIGHT BACK. CALL JACK!

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Finding the Right Divorce Lawyer in Rhode Island

No matter how agreeable, divorce is never a pleasant experience. Whether you live in Rhode Island, or anywhere else for that matter, finding the right divorce lawyer can be difficult. You want to be fair, but on the other hand, you don’t want to give away the store to maintain your nice guy image. When hiring an attorney, you need someone who understands what you’re going through plus what you need to survive. If children are involved, it’s even more complicated. No-fault divorces sound like a civilized option, but any attorney will tell you this: if it’s not in writing, there’s a better than even chance that issues will arise in the future.

The Role of Divorce Lawyers

A good divorce attorney will:

  • Negotiate with the opposing attorney to reach a realistic and satisfactory settlement
  • Advocate on your behalf for child custody, child support, and spousal support
  • Uncover any assets your spouse may be attempting to hide
  • Evaluate offers for settlement
  • Resolve any additional disputes that may arise during the divorce process

Unfortunately, there are instances where attorneys do not operate in the best interests of their clients. If you suspect your attorney is not completely working on your behalf, you have every right to question their decisions. Remember, you are not obliged to accept your attorney’s advice. You should never feel pressured to sign off on anything.

What Does a Divorce Cost

The cost of your divorce is a function of how contested your divorce is. Filing and service fees are about $200. If there are no disputes about child custody, child support, visitation, alimony, or the division of assets, your divorce could cost as little as $1,500. Assuming you use an attorney, the most uncomplicated cases cost around $1,500. Contested divorces, depending upon their complexity, can cost as much as $15,000 from each party. This money comes from the marital estate.

How to Pick a Good Divorce Lawyer

The notion of the “best” divorce attorneys is subjective. Each case is different, with its particular requirements. No one wants their divorce to be contentious. A good lawyer is equal parts appropriately firm on your behalf without creating unnecessary unpleasantness and conflict. They listen to your concerns and are honest with you if what you want is unrealistic. You’re looking for someone with the following qualities:

  • Experience
  • Respected by Their Peers
  • Honesty
  • Appropriately Aggressive on Your Behalf
  • Forthright About Fees
  • A Good Negotiator
  • Committed to Your Case
  • Compassionate

A good divorce has A+ communication skills; experience with cases similar to yours; people skills; willingness to research the facts of the case. Do not be reluctant to ask how cases similar to yours have turned out. If you sense that the attorney seems unduly negative regarding your situation, you may want to move on to someone with whom you feel better connected.

The Calvino Law Associates Promise

The legal team at Calvino Law Associates handles a wide range of divorce cases in Rhode Island and Southern Mass each year. Some of them are straightforward, some are unavoidably complex. Our attorneys always strive for amicable conclusions that keep cases out of court.

If you are contemplating divorce, call us at (401) 205-3733 or use our online contact form. We serve Providence, North Kingstown, and the surrounding areas in Rhode Island.

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Calling All Accident Victims: Get the Money You Deserve

Almost any injury can be designated “an accident.” If you have suffered physical or emotional injury or worse caused by the negligence of others, do not, we repeat, do not suffer in silence. You are entitled to monetary compensation. It’s the law.

Categories of Accidents

Most accidents fall into one of 10 basic categories:

  • Car
  • Bus
  • Rideshare
  • Motorcycle
  • Bike
  • Pedestrian
  • Workplace
  • Slip and Fall
  • Dog Bites
  • Wrongful Death

Don’t Go It Alone

Dealing with high-powered company attorneys and insurance adjusters requires time and specialized legal expertise. Attempting to face things alone can result in claims denied or a settlement far less than the amount you deserve. A good accident attorney knows the legal accident ropes and performs all the steps necessary to ensure the maximum payout. They should:

  • Communicates with all insurers
  • Obtain the necessary evidence concerning the fault for the accident
  • Organize medical records and bills
  • Communicate with healthcare providers to obtain missing records
  • Work with doctors to make sure they provide the medical information needed to prove damages
  • Organize and present the evidence to prove liability and damages
  • Negotiate with lien holders on a claim (such as health, disability, or workers’ compensation insurers) to potentially reduce the amount of those liens and increase your award
  • Negotiate a satisfactory settlement with insurance companies or defense attorneys.

Personal Injury

When talking about accidents, we’re also talking about personal injury. If you are injured on the job, you will probably be dealing with workman’s compensation insurance. While such insurance is mandated by the state of Rhode Island, specific awards are not. To obtain the maximum, you will need a good accident injury attorney to sift through insurance regulations and challenge lawyers for the employer.

If you slip and fall at a store or on someone’s property, liability insurance sets some fairly specific compensation rates and medical bills it will cover. But what if you are injured to the point where it affects your ability to work? What if the injuries are ongoing? You will need an attorney to present all the realities and get you the compensation you need to make up for your lost salary.

How Do Accident Attorneys Get Paid?

Car accident lawyer fees are typically charged on a contingent basis, and attorneys get a percentage of the amount recovered. Most commonly, attorneys take 33%—if you’re awarded $100,000, your attorney would receive $33,000 in legal fees.

Payment for other representation may be calculated hourly or by the case. A reputable attorney will always provide a pretty accurate “ballpark” figure of what it will cost. In many cases, fees will depend on the case outcome or be calculated on a percentage basis. Some attorneys advertise payment only if your case is won. While this sounds good, you’ll want to be sure the attorneys are experienced in your particular case category. It is not a bad idea to ask for win/loss records and amounts of monetary awards in cases similar to yours.

The Calvino Law Associates Promise

Our experienced attorneys offer free case evaluations and an honest legal option on your chances of winning. From several thousand dollars to millions, Calvino Law Associates have successfully represented accident victims on the entire injury category spectrum. No case is too small or too large. We bring years of personal injury experience to every one of them. Call us at (401) 205-3733 or use our online contact form. We serve Providence, North Kingstown, and the surrounding areas in Rhode Island.

Get the legal ball rolling toward getting you the money you deserve, the money to which you are legally entitled. FIGHT BACK. CALL JACK!

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

When Accidents Happen, Call Calvino Law Associates

You survived an accident and are grateful for that. However, the injuries incurred may impact your life for months, even years. They may keep you from working, even seriously diminish your overall quality of life. And make no mistake, insurance companies, yours or the “other guys,” are not in business to pay out what you necessarily deserve. When you’re injured, you need an experienced accident attorney who will fight to get you the monetary compensation you need and deserve.

The Legal Team at Calvino Law Associates ­

Don’t be the victim a second time—accidents happen, and so do the injuries sustained due to someone’s negligence. Rhode Island laws protect you, but that does not mean you will always get the compensation coming to you. The difference between excellent and competent legal representation can mean thousands of dollars more or less in damages. One call to Calvino Law Associates and our dedicated attorneys gets you started on the road to receiving every penny you deserve for your injuries.

Auto Accidents and Collisions: What to Do

Successfully filing your case will depend on what you do immediately to support the facts. You need to:

  • Notify the police.
  • Try not to move your car. Wait until the police arrive and follow their instructions.
  • Write down as much information as you can obtain. Names, addresses, phone numbers, and license plate numbers are all important to successfully presenting your case.
  • Don’t forget the other driver. Get their name, license number, car registration, and insurance contact name and number. Remember, everyone in RI & Mass must have auto insurance.
  • Go to the hospital. No matter how small your injury, let the medical professionals document and administer your treatment.
  • Report your accident immediately. Your insurance company needs to know as soon as possible.
  • Report your accident by filing an Operators Report. You do this at your local police station within 5 days.
  • Contact your lawyer. The entire staff at Calvino Law Associates is ready to help you with your case.

Emotional Damages

As bad as physical injuries can be, the emotional distress caused by accidents is very real and can be an important factor when arguing your injury claim. Emotional distress is defined as a highly unpleasant emotional reaction—anguish, humiliation, fury—resulting from an incident. Presented in legal terms as pain and suffering, charges include both the physical distress caused by your injuries and the mental anguish or emotional distress you experience because of the trauma. When your case is filed, you may hear terms like emotional harm, mental anguish, mental distress, mental disturbance, and mental suffering. A good accident lawyer knows how to factor emotional damage into your case, which can significantly increase the amount of money you receive.

The Calvino Law Associates Promise

Our attorneys at the Law Offices of John N. Calvino are dedicated to your welfare as accident victims. We will fight to secure the maximum damages to which you are entitled. Call us at (401) 205-3733 or use our online contact form. We serve Providence, North Kingstown, and the surrounding areas in Rhode Island.

Get the legal ball rolling toward getting you the money you deserve, the money to which you are legally entitled. FIGHT BACK. CALL JACK!

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Workers’ Compensation Attorneys: Rhode Island’s Best

Workers’ compensation provides medical and wage benefits to people who are injured or become ill at work. While coverage by employers is a state mandate, wages and other benefits can vary. In general, insurance represents a social contract between management and labor. It protects workers from the loss of livelihood and management from civil suits if workers are injured on the job. But be advised: policy benefits and protections have limitations. When exceptions, arise worker compensation cases may end up in court. If that happens, you’ll need an experienced attorney to handle the contentious legal wrangling between you and your employer.

Workers’ compensation insurance in Rhode Island is taken very seriously. It not only covers workers employed by companies but sometimes extends to contract workers serving in that independent capacity. Businesses failing to provide worker compensation coverage can face severe and costly repercussions, including payment of claims out of pocket, fines, and possible imprisonment. They can also lose the right to conduct business in the state.

How to File a Worker Compensation Claim

  • The injured parties must visit a healthcare professional immediately so a doctor can provide medical reports to support any claims.
  • Employees then begin the claims filing process, being sure to include any state-mandated paperwork or forms.
  • Once the claims are approved, the recipient will receive their compensation payments and can return to work when they feel ready or when a physician has cleared them for service.

Worker compensation forms should be provided by the company or can be found online. While forms are self-explanatory, having an attorney help with their filling out and filing may avoid payment delays. That all sounds straightforward, right? The fact is many cases do not go smoothly. Employers may challenge claims. When that happens, you need an experienced work comp lawyer on your side.

When Do Attorneys Get Involved?

Depending on your needs, you may be entitled to medical compensation, which employers resist. This includes:

  • Hospitalization
  • Surgery
  • Rehabilitative care
  • Prescription medications
  • Vocational rehabilitation services
  • Long-term care

When you retain Calvino Law Associates, we will:

  • Make sure you get the medical treatment needed
  • Make sure you are reimbursed for out-of-pocket expenses for treatment and medication
  • Negotiate settlements and maximize the compensation
  • File appeals when judgments go against you.

Just because your employer carries workers’ comp insurance does not mean their lawyer won’t try to minimize the payout. We help you maximize benefit payouts by offering detailed advice on the proper steps to take to file an effective claim or appeal. Our assistance in gathering all necessary information, including medical records, accident and incident reports, and medical opinions, is critical to a successful claim.

Claim Appeals

Common reasons why claims are denied include:

  • Failure to notify your employer of your condition within thirty days
  • The insurer believes your injuries do not impact your ability to work
  • The claimant has a pre-existing condition
  • Lack of supporting medical documentation
  • Committing a crime at the time of your injury
  • Being under the influence of drugs or alcohol when injured
  • Violating your company’s code of conduct
  • Errors in paperwork filing
  • Being under the influence of drugs and alcohol when injured

The Calvino Law Associates Promise

Whatever the reason, Calvino Law Associates thoroughly reviews the details of your case and will fight to overturn claim denials and get you the payment you deserve. Call us at (401) 205-3733 or use our online contact form. We serve Providence, North Kingstown, and the surrounding areas in Rhode Island.

Get the legal ball rolling toward getting you the money you deserve, the money to which you are legally entitled. FIGHT BACK. CALL JACK!

Calvino Law Ahttps://www.calvinolaw.com/≥ sociates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Find The Best Personal Injury Attorney in Providence, RI

Personal injury comes in a lot of different forms. If you get injured—physically or mentally—you have a right to compensation. Don’t let anyone tell you that you are not. However, receiving the monetary damages you deserve depends on the lawyer who handles your case. Taking cases to court can be highly stressful, not to mention confusing. Without the proper legal representation, you are as likely to lose the judgment as you are to receive inadequate monetary compensation even if you “win.” Our advice is to never put your personal injury fortunes in the hands of anyone but the most qualified personal injury attorney…ever.

Calvino Law Associates are the go-to legal experts in personal injury. John Calvino and staff have helped thousands of clients in Rhode Island and Southern New England. For us, personal injury law is not a sideline but a focus. Our experienced attorneys are dedicated to providing the best legal advice to get you the maximum payout for your injuries. You can count on it!

Personal injury cases represent a good portion of those filed in civil court. Personal injury attorneys deal with a wide variety of cases from injuries resulting from the actions of others. The types of personal injuries can be a result of a variety of situations.

Basic Types of Personal Injury Cases

Examples of personal injury cases include:

  • Motor Vehicle Accidents
  • Medical Malpractice 
  • Wrongful Death 
  • Workplace Accident 
  • Premises Liability 
  • Products Liability

What To Look for in a Personal Injury Attorney

There are several traits an excellent attorney will have, including:

  • A good listener. If your attorney doesn’t seem interested in what you have to say, you’re probably getting “one-size-fits-all” representation.
  • Responsive. When you call to check on things, are they hard to contact or fail to respond promptly?
  • Thorough. When you get to court, is your lawyer missing important information and documents?
  • Assertive. The person representing you should be a tough, take-charge type adept at winning personal injury cases.
  • Competent. The attorney should be well-versed in Rhode Island and Southern New England laws. Every district has its rules and regulations. Make sure your lawyer is familiar with them.
  • Courtroom savvy. Not all lawyers do well in the courtroom. Some may be very familiar with the law and quite capable but do not present themselves as convincing when arguing a case.
  • Respected by peers. Lawyers are a tight-knit group of professionals. Ask around and see what other lawyers think of your attorney. Better yet, check and see how many cases they have won.
  • Caring. It may sound inappropriate when discussing legal matters, but you want the person representing you to be sensitive to your injuries and the hardship they have caused you or your family.

The Calvino Law Associates Promise

If you’ve been injured in any way or ended up on the wrong end of a situation caused by others, you need to come to talk to us. Too many injuries go unreported and leave their victims without the means to support themselves or their families. You deserve compensation. Calvino Law Associates are committed to fighting for you. If you’ve been injured, don’t know where to turn, and live in Providence, North Kingstown, or the surrounding areas in Rhode Island, call us at (401) 205-3733 or use our online contact form.

Get the legal ball rolling toward getting you the money you deserve, the money to which you are legally entitled. FIGHT BACK. CALL JACK!

Calvino Law Associates

373 Elmwood Ave.

Providence, RI 02907

(401) 205-3733

Injured at Work? Things to Consider When Seeking Workers Compensation

Accidents have the potential to affect your life permanently. From respiratory exposure to back and head injuries, it is vital that you get the medical attention you need in order to recover from the injuries that you’ve incurred. But how will you manage to afford all these medical bills?

North Kingstown, as well as the rest of Rhode Island, has a mandated Workers Compensation Act to cover medical expenses and 75% of worker’s base pay for weekly compensation. Under this no-fault system, insurance companies will pay for benefits up to thirteen weeks without accepting legal liability for the injury under the Non-Prejudicial Agreement. If the insurance company chooses this, they will stop paying for your medical bills unless you do something about it. With this, hiring a successful and experienced worker’s compensation attorney is crucial.

To contest the Non-Prejudicial Agreement, you will need to file a worker’s compensation claim in order to set up other settlements with the insurance company to continue receiving compensation. For instance, the Memorandum of Agreement is when the insurance company accepts liability for the injury and will continue to pay for medical expenses and compensation.

Are you able to sue an individual or company for negligence while receiving worker’s compensation? Unfortunately, no. The Workers Compensation Act is a no-fault system, essentially stating that you will receive compensation no matter whose fault it is. However, if this no-fault system does not work for your particular situation, a North Kingstown worker’s compensation attorney can help you file a negligence claim. With this, if you’re successful, the insurance company will pay for medical expenses, pain and suffering, and lost wages that occurred as a result of the injury. Conversely, the insurance company will then have a right to receive reimbursement from any workers compensation that has already been paid out to you.

Despite the difficulties involved in getting injured at work, there are a variety of options to ensure that you are able to get your life back.

What to do with Uninsured Motorist Claims in Providence

One moment you’re driving, the second, your car is totaled. Car accidents are stressful because, in addition to everything else you have going on with your life, you now have to deal with any injuries you or your passengers may have sustained as well as getting the car repaired. After both the other driver and you pull over to the side of the road, you prepare to exchange information only to realize that the other driver does not have insurance – leaving you to deal with the bills that must be paid.


You do have options aside from paying hefty fees. In Providence, insurance companies have “uninsured motorist coverage” to protect you so you can be compensated if you have uninsured motorist claims. Also, if the other driver was underinsured, this same policy applies to cover the remaining bills that you may have. Of course, this does not mean that insurance companies will hand you all the money that you need without a fight.


How do you deal with the insurance companies? One, don’t talk to the insurance adjuster without consulting an uninsured motorist claims attorney. Insurance companies want to be able to record you saying that the injuries that you incurred aren’t as severe as you claim, as well as get you to agree with a compensation number without letting you know all the facts. Remember only to say what you can provide to the courts with documentation. You and your attorney will need to provide evidence of police reports, witnesses, medical bills, and much more to make an argument convincing enough to receive the compensation that you need. It might seem impossible to deal with a trial when you are trying to keep your life together, but keep in mind that you are entitled to a 12% interest rate per year from the insurance companies, after the date of the accident, so that the insurance companies will not try to stall the trial.


With a Providence uninsured motorist claims attorney, you do have options to get the support you need.