If you are hurt at work, there is no reason to suffer through agony. Rhode Island residents are protected by workers’ compensation laws, which can quickly work to your advantage.
The first thing you need to do after suffering an injury on the job is report the incident. State law stipulates that any company with at least one employee is required to have workers’ compensation insurance. Once you report the incident, your employer must then file a claim with the company’s respective insurance carrier; if your employer doesn’t have workers’ compensation insurance, that needs to be reported immediately.
If the injury occurred in front of other people, gather as many witnesses as you can. Make a list of their names and, if possible, retrieve written statements. Then, make sure to fill out an incident report immediately.
The next step in the process is to seek immediate medical attention. In the event that you are deemed unable to work, bring a written doctor’s note to your supervisor and Human Resources representative.
It is also important to know that you can choose to visit any health care provider you like. Your employer does not have the right to determine which health care facility you need to visit. This is an area where workers should be careful as some companies will urge their injured employees to go to a ‘friendly’ health care provider, which might conveniently recommend a premature return to work.
Next up is seeking out a Providence workers’ compensation attorney. While you are injured, an attorney can help you keep tabs on lost wages and your weekly compensation rate. There is also a need to keep precise medical records and conduct a review of all your information to determine what kind of disability you are entitled to receive.
It is also important to refrain from speaking with an insurance company without first contacting a personal injury lawyer. Insurance companies are always looking for quick and easy settlements so you need to make sure someone is on your side. Do not sign anything without first consulting your lawyer.
If you have been hurt at work in the Providence or North Kingston areas, Calvino Law Associates can provide you with an attorney who will make sure your rights are protected and your mind is at ease. Our courtroom experience and familiarity with workers’ compensation laws are at your service so that you are treated fairly throughout the entire process.