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Injured at Work? Things to Consider When Seeking Workers Compensation

Accidents have the potential to affect your life permanently. From respiratory exposure to back and head injuries, it is vital that you get the medical attention you need in order to recover from the injuries that you’ve incurred. But how will you manage to afford all these medical bills?

North Kingstown, as well as the rest of Rhode Island, has a mandated Workers Compensation Act to cover medical expenses and 75% of worker’s base pay for weekly compensation. Under this no-fault system, insurance companies will pay for benefits up to thirteen weeks without accepting legal liability for the injury under the Non-Prejudicial Agreement. If the insurance company chooses this, they will stop paying for your medical bills unless you do something about it. With this, hiring a successful and experienced worker’s compensation attorney is crucial.

To contest the Non-Prejudicial Agreement, you will need to file a worker’s compensation claim in order to set up other settlements with the insurance company to continue receiving compensation. For instance, the Memorandum of Agreement is when the insurance company accepts liability for the injury and will continue to pay for medical expenses and compensation.

Are you able to sue an individual or company for negligence while receiving worker’s compensation? Unfortunately, no. The Workers Compensation Act is a no-fault system, essentially stating that you will receive compensation no matter whose fault it is. However, if this no-fault system does not work for your particular situation, a North Kingstown worker’s compensation attorney can help you file a negligence claim. With this, if you’re successful, the insurance company will pay for medical expenses, pain and suffering, and lost wages that occurred as a result of the injury. Conversely, the insurance company will then have a right to receive reimbursement from any workers compensation that has already been paid out to you.

Despite the difficulties involved in getting injured at work, there are a variety of options to ensure that you are able to get your life back.

What to do with Uninsured Motorist Claims in Providence

One moment you’re driving, the second, your car is totaled. Car accidents are stressful because, in addition to everything else you have going on with your life, you now have to deal with any injuries you or your passengers may have sustained as well as getting the car repaired. After both the other driver and you pull over to the side of the road, you prepare to exchange information only to realize that the other driver does not have insurance – leaving you to deal with the bills that must be paid.

 

You do have options aside from paying hefty fees. In Providence, insurance companies have “uninsured motorist coverage” to protect you so you can be compensated if you have uninsured motorist claims. Also, if the other driver was underinsured, this same policy applies to cover the remaining bills that you may have. Of course, this does not mean that insurance companies will hand you all the money that you need without a fight.

 

How do you deal with the insurance companies? One, don’t talk to the insurance adjuster without consulting an uninsured motorist claims attorney. Insurance companies want to be able to record you saying that the injuries that you incurred aren’t as severe as you claim, as well as get you to agree with a compensation number without letting you know all the facts. Remember only to say what you can provide to the courts with documentation. You and your attorney will need to provide evidence of police reports, witnesses, medical bills, and much more to make an argument convincing enough to receive the compensation that you need. It might seem impossible to deal with a trial when you are trying to keep your life together, but keep in mind that you are entitled to a 12% interest rate per year from the insurance companies, after the date of the accident, so that the insurance companies will not try to stall the trial.

 

With a Providence uninsured motorist claims attorney, you do have options to get the support you need.

Unemployment Appeals Claim: How to Get the Support You Deserve

Finding yourself unemployed is exceptionally stressful when you have to consider your and your family’s future. If your unemployment claim is denied – these kinds of stresses intensify. Suddenly, you realize that you will need to fight for the livelihood of yourself and your loved ones.

There are many reasons why an unemployment claim can be denied in North Kingston including insufficient earnings, voluntarily separation, discharge for misconduct, and refusing suitable work. Sometimes employers will say that you quit voluntarily when you didn’t. In these cases, having an unemployment appeals claim attorney is exceedingly important.

First, you need to file an unemployment compensation appeal within fifteen days of the initial decision to the Department of Labor and Training either my mail, fax, or online. With this, you will then be able to schedule a hearing and have an ability to prove that you are entitled to those unemployment benefits.

One of the most crucial factors in getting unemployment compensation is to gather every possible piece of evidence that shows you meet the requirements to receive the benefits. The type of evidence will depend on the reason that you were denied initially. Some examples are e-mail correspondence, witnesses, documentation that shows you are looking for a job, and any other material that relates to the case. Not only do you want to indicate that you meet the requirements for unemployment compensation, but that you have been looking for a job since the day you became unemployed. What this does is prove to the court that you should receive compensation from the first day of unemployment, instead of only after the appeal hearing.

Also, remember that unemployment compensation appeal will be a “de novo” hearing. What this means is that the Referee will conduct the hearing without bias towards the initial decision. You start with a clean slate. But keep in mind that any evidence you submitted to initially receive compensation will need to be brought again to the hearing.

With a North Kingstown unemployment appeals claim attorney, you’ll have the ability to get the finances you need to support you and your family.

Speeding Ticket Violations in North Kingstown: The Key to Avoiding a Conviction

Whether rushing to an appointment, to the doctor, or to the emergency room; when you are pulled over by a cop, you will still get a speeding ticket.  In most situations, admitting guilt by paying the ticket is the most convenient option to move on with your life.  But what if you already have a record and with this moving violation you are facing several hundred if not thousands of dollars in lost income, or even incarceration?

In those cases, you need a speeding violations attorney that will support you and fight your case.

Speeding ticket violations are considered offenses not because of the driving itself but the implicit harm it may cause to others. Speeding twenty miles over the speed limit, running a red light, hitting a pedestrian, and killing that pedestrian is the scenario that courts imagine when looking at the speeding ticket violation. With this in mind, courts justify penalties such as license suspension, license cancellation, reinstatement fees, DMV fines, and increased insurance rates. North Kingstown, as well as the rest of Rhode Island, doesn’t use a point system when keeping track of speeding ticket violations.

Instead, they keep track of every violation and, with each passing violation, give increasingly harsher penalties. First-time offenders can have a $50 fine with their driver’s license suspended. Even the minimal punishment can have a significant effect on the way you live.

The key to avoiding a conviction is to understand, with the help of an attorney, the laws that surround speeding ticket violations. If you have been charged with a first-time offense, your attorney may be able to negotiate a “good driving statute,” meaning that the judge will drop the speeding charges because of your record of good behavior.

With this, there are steps you can take when facing a speeding ticket violations charge. By understanding the possible repercussions as well as the law will enable you and your attorney to navigate the complexities of your trial.

How to Overcome the Loss of a Loved One: Wrongful Death in North Kingstown

Losing a loved one unexpectedly is one of the most traumatic events that a person can experience in their lifetime. It’s difficult to take care of yourself with both the emotional weight and the lifestyle adjustment. If your loved one’s death was caused by another’s willful act or negligence, you might be able to charge the perpetrator for wrongful death. Depending on the circumstances, whether the individual is convicted of the crime or not, you still can successfully win a wrongful death suit.

Whether court appointed or not, only an executor or administrator may take a wrongful death suit to court. If, after six months, there is no executor or administrator to represent you and your family, all of the potential beneficiaries can unite and file a wrongful death lawsuit. In North Kingstown, the list of possible beneficiaries is immediate and distant family, life partners, financial dependents, putative spouses, or anyone else who was affected financially by the death. With a North Kingstown attorney experienced in wrongful death cases, even minors can file and receive compensation from a wrongful death lawsuit.

There is a time limit within which you can file a wrongful death claim. You have three years to file. However, this does not necessarily mean three years after the date of death. If the cause indicating wrongful death is discovered at a later date, then the statute of limitations starts from that date.

Another aspect to consider when filing a wrongful death claim is that there is a distinction between suing for compensation for your loss and suing to punish the individual or entity that caused the death. In other words, there is a difference between compensatory and putative reasons for filing.  You will find more success in filing for compensation because not every case will allow suing for putative reasons.

The process of overcoming the death of a loved one takes time. In order to relieve some of the pressure of such a loss, and attain justice for your loved one, taking the rights steps in filing a wrongful death suit might be exactly what your family needs.